body {margin:0; padding:0; }
img.bg {display:block; min-width:1920px; min-height:100%; width:100%; height:auto; position:fixed; z-index:-10; top:0; left:0; margin:0 auto; }

#header {position:fixed; z-index:100; top:0; left:0; width:100%; height:100px; background:#000000; }
#header img {display:block; margin:0 auto 0 auto; }

#panel {width:866px; margin:120px auto 0 auto; background:#fbfdff; border-top:5px solid #3399ff; border-right:5px solid #000099; border-bottom:5px solid #000099; border-left:5px solid #3399ff; border-radius:10px;  }

h1 {font-family:Verdana,Helvetica,Arial,sans-serif; font-size:24px; font-weight:bold; color:#000099; text-align:center; } 
h2 {font-family:Verdana,Helvetica,Arial,sans-serif; font-size:20px; font-weight:bold; color:#000099; text-align:center; }
#image {display:block; width:400px; height:auto; margin:0 auto; }

p {font-family:Verdana,Helvetica,Arial,sans-serif; font-size:16px; font-weight:normal; color:#000066; margin:0 35px; padding:5px; text-align:justify;}
p a:link, p a:visited {font-family:Verdana,Helvetica,Arial,sans-serif; font-size:16px; font-weight:bold; color:#0066ff; text-decoration:none;}
p a:hover {font-weight:bold; color:#0000ff; text-decoration:underline;} 

li {font-family:Verdana,Helvetica,Arial,sans-serif; font-size:14px; font-weight:normal; color:#000066; margin:0 50px; }
li a:link, li a:visited {font-family:Verdana,Helvetica,Arial,sans-serif; font-size:14px; font-weight:bold; color:#0066ff; text-decoration:none;}
li a:hover {font-weight:bold; color:#0000ff; text-decoration:underline;}

#navbut {text-align:center;}
.button {background-image:url("buttonGold.jpg"); width:100px; height:24px; font-size:12px; font-weight:bold; color:#000099; border:1px solid blue; border-radius:3px; box-shadow:3px 3px 5px #aeaeb0; }
.button:link, .button:visited {text-decoration:none; color:#000099; cursor:default; }
.button:hover {background-image:url("buttonGold-rev.jpg"); text-decoration:none; color:#0000ff;cursor:pointer; }

#footer {position:relative; width:700px; height:40px; left:50%; margin:50px 0 0 -350px; }
#footer p {font-family:Verdana, Helvetica, Arial, sans-serif; font-size:14px; font-weight:bold; color:#ffcc00; text-shadow:1px 1px 0px #000000; text-align:center;  }